Bankruptcy Resources

Visit the links below to find information on consumer bankruptcy counseling and filing for bankruptcy in Ohio or Kentucky.

Ohio Bankruptcy Resources

U.S. Bankruptcy Court, Southern District of Ohio – Ohio residents seeking to file bankruptcy would need to go through the bankruptcy court in their district. This Court is responsible for providing "knowledgeable and professional service" to individuals seeking financial debt relief as well as creditors. The mission of the court is to ensure prompt and just decisions in bankruptcy cases. The Southern District Ohio Bankruptcy Court serves the counties of Hamilton, Butler, Clermont, Brown, Highland, Adams, Lawrence, and Scioto. The central office of this district's court is located at:

U.S. Bankruptcy Court, Southern District of Ohio
Cincinnati Divisional Office
221 E. Fourth Street Atrium 2, Suite 800
Cincinnati, Ohio 45202
Phone: (513) 684-2572

Approved Credit Counseling Agencies in Ohio – When filing for bankruptcy, you must complete a credit-counseling course by an approved non-profit agency. This link contains a list of agencies that have been approved by the U.S. Department of Justice.

Ohio United States Trustees Program (Region 9) – A bankruptcy trustee plays an integral role in a bankruptcy filing and serves as an impartial third party to ensure the speedy and economical resolution of cases. The U.S. Trustees Program maintains offices in Ohio at the following locations:

Daniel M. McDermott, United States Trustee
201 Superior Ave. East, Ste 441
Cleveland, OH 44114
Phone: 216-522-7800
Fax: 216-522-4988
Andrew Vara, Assistant U.S. Trustee
201 Superior Ave. East, Ste 441
Cleveland, OH 44114
Phone: 216-522-7800
Fax: 216-522-4988
Monica Kindt, Assistant U.S. Trustee
36 East Seventh Street, Suite 2030
Cincinnati, OH 45202
Phone: 513-684-6988
Fax: 513-684-6994
Maryanne Wilsbacher, Assistant U.S. Trustee
170 N. High Street, Suite 200
Columbus, OH 43215-2403
Phone: 614-469-7411
Fax: 614-469-7448

Kentucky Bankruptcy Resources

U.S. Bankruptcy Court, Eastern District of Kentucky – Information on filing for bankruptcy at one of the courthouses in Kentucky's Eastern District. At some point in the process, you will need to meet directly with a bankruptcy trustee at a courthouse. The location for the courthouse in Kenton County is listed below. Additional locations can be found on the Court's website.

U.S. Bankruptcy Courtroom
35 W 5th St, Rm 306
Covington, KY 41011

Approved Credit Counseling in Kentucky – This website contains a list of non-profit agencies in Kentucky that have credit counseling courses approved by the U.S. Department of Justice. If you are considering filing for bankruptcy, completion of an approved credit-counseling course is mandatory.

Kentucky United States Trustees Program (Region 8) – The U.S. Department of Justice maintains a Trustee Program that oversees both bankruptcy cases and private trustees. The following are the two locations for the Assistant U.S. Trustees location in region 8 serving Kentucky.

John Daugherty, Assistant U.S. Trustee
100 East Vine Street, Suite 500
Lexington, KY 40507
Phone: 859-233-2822
Fax: 859-233-2834
Joseph J. Golden, Assistant U.S. Trustee
601 West Broadway, Suite 512
Louisville, KY 40202
Phone: 502-582-6000
Fax: 502-582-6147

Federal Bankruptcy Resources

United States Courts: Bankruptcy – Visit the website of the U.S. Courts to find information about the types of bankruptcy filings and federal requirements for filing. It provides various forms for filing bankruptcy, related fee schedules, and a bankruptcy basics guide. Users who are unaware of their eligibility can find guidelines on means testing and poverty fee waivers. Find links to the United States Bankruptcy Code, the central document that lays out the definitions, process, eligibility, and various details related to the filings. Certain aspects of bankruptcy, however, are determined at a state level.

United States Trustees Program – A trustee is responsible for overseeing the administration of bankruptcy cases and private trustees. This link contains more information about the role of a trustee, background about the trustees program, and information on the federal administrators that oversee the trustees program.

Non-Profit and Other Bankruptcy Resources

American Bankruptcy Institute – The American Bankruptcy Institute (ABI) was created in 1982 with the mission of providing Congress with nonpartisan and unbiased analysis of financial insolvency issues. Because ABI remains a neutral party, it does not advocate for policy platforms, but it will testify before Congress and analyze proposed bankruptcy-related legislation.

Annual Credit Report – By law, you are entitled to a credit file disclosure (commonly referred to as a credit report) once every 12 months from Equifax, TransUnion, and Experian. This official website allows consumers to order their free annual credit report. Ensuring you review your credit report consistently is one of the many ways you can begin to manage your finances effectively.

National Association of Consumer Bankruptcy Attorneys – This organization has over 4,000 attorney members and provides valuable workshops and educations tools for its members. NACBA also plays a critical role in ensuring the voices of creditors and debtors are heard in Congress and the Judiciary. – This website was created by the U.S. government to teach the public the essentials of financial education. It contains a plethora of materials directed to a variety of people, including children, teachers, parents, military personnel, women, retirees, and employers.

Bankruptcy Law - Visit Lawyer Legion to find tips on finding the best consumer or business bankruptcy attorney. Learn more about the upside and downside of filing for bankruptcy and recent changes in the law. Find out more about what happens if you declare bankruptcy under Chapter 7, Chapter 11, or Chapter 13. You can find information about the Mean Test, articles, and blog entries on related news topics.

This article was last updated on Friday, March 19, 2021.

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